Social Housing Warranty

Our Social Housing Warranty is designed to protect social or affordable housing through a flexible 10 or 12 year cover period. Like all of our policies you will benefit from the technical support of our experienced surveying network working in partnership with your Local Authority Building Control team.

Our policies also include a ‘Right to Buy’ facility, which provides tenants purchasing property within the first 5 years after build completion with a new 10 year warranty, effectively providing up to 15 years of cover for no extra charge.

Take a look below to learn more about what our Social Housing warranty includes and how we can help with your next project.

Insurance Product Information Documents (IPIDs) summarise what is covered by our policies, making it easier for housing providers, homebuyers and tenants to compare providers and quickly understand the cover available. Download the Social Housing IPIDs here.


10/12 years
Cover Period -
Defects Insurance Period: 1 years Structural Insurance Period: 9/11 years
Up to £500K
Financial Limits -
New Build: £500,000
Conversions: £250,000
Up to 25M
Continuous Structure Limit -
New Build: £25,000,000
Conversions: £5,000,000
From £100
Excess -
Defects Insurance Period: £100
Structural Insurance Period: £1,000


Cover for Building Control function
Contaminated Land Cover
Alternative Accommodation
Additional Costs / Professional Fees
Removal of Debris
Cover for Building Control function
Loss of Rent (extension to standard)
Builder Insolvency (extension to standard)
Protect your assets

Why choose LABC Warranty?

A’ rated insurers

All of our policies are underwritten by ‘A’ rated insurers meaning that if something does go wrong it won't impact your maintenance budget and will minimise disruption to your tenants.

Right to buy

Our policy includes a 'right to buy' facility for tenants who want to buy their property within the first 5 years, after build completion, with a new 10 year warranty.

Flexible approach

Our national network of surveyors work with you on site to find solutions and help you deliver quality homes

LABC partners

You will benefit from the expertise of our Risk Management Surveyors, working alongside your Local Authority Building Control team.

How to apply for a LABC Warranty

You can get a quote by completing our online application form. To complete the application we’ll need to know a few important things, such as – project location, number of units, the estimated sale value and your developments start and end dates. Our insurance boffins can then crunch all the numbers and give you a quote. Once you are happy and accepted the quote then your Risk Management Surveyor will be in touch…


How we work with you on site

We have a national network of experienced surveyors who work closely with you and your Local Authority Building Control team. Your Risk Management Surveyor will tailor the inspections to the needs of you site. You will also receive a detailed Technical Manual, accredited by RIBA and CIAT to provide you with guidance on each stage of the build.




On sites covered by LABC Warranty we can also act as surety to provide free road and sewer bonds (subject to meeting our criteria). This can allow you to reassure the relevant Local Authority or Water Authority that road and sewers will be completed to adoptable standards.





Self Builders

We work with you to help build your dream home. Our self-build warranty provides security, peace of mind and can be used to secure finance from lenders.

Housing Associations

We provide a range of structural warranties for providers of social or affordable housing designed to protect assets and deliver high quality housing.

Home Owners

Our LABC Warranty protects your new home from structural damage that may occur during the first ten years after your home is completed.